Interest Rates

PRODUCT DESCRIPTION TERM COMPOUNDING INTEREST RATE PERCENTAGE YIELD***
Regular Savings Account * N/A Daily 0.10% 0.10%
Christmas Club N/A Simple 0.10% 0.10%
NOW Checking Account * N/A Daily 0.10% 0.10%
Super NOW Checking Account * N/A Monthly 0.15% 0.15%
Money Market Investment Acct * N/A Monthly 0.15% 0.15%
31 Day Certificate of Deposit 31 D At Maturity 0.20% 0.20%
    Jumbo 0.20% 0.20%
91 Day Certificate of Deposit 91 D At Maturity 0.25% 0.25%
    Jumbo 0.30% 0.30%
6 Month Certificate of Deposit 6 M At Maturity 0.40% 0.40%
    Jumbo 0.45% 0.45%
9 Month CD Bump 9 M At Maturity 0.50% 0.50%
    Jumbo 0.55% 0.55%
1 Year Certificate of Deposit 1 Y Daily 0.65% 0.65%
    Jumbo 0.70% 0.70%
18 Month C.D. Bump 18 M Simple 0.75% 0.75%
    Jumbo 0.80% 0.80%
2 Year Certificate of Deposit 24 M Simple 0.80% 0.80%
    Jumbo 0.85% 0.85%
3 Year Certificate of Deposit 36 M Simple 1.00% 1.00%
    Jumbo 1.05% 1.06%
4 Year Certificate of Deposit 48 M Simple 1.10% 1.11%
    Jumbo 1.15% 1.16%
1 Year IRA Deposit 1 Y Daily 0.65% 0.65%
    Jumbo 0.70% 0.70%
2 Year IRA Deposit 24 M Daily 0.80% 0.80%
    Jumbo 0.85% 0.85%
3 Year IRA Deposit 36 M Daily  1.00% 1.00%
    Jumbo 1.05% 1.06%
4 Year IRA Deposit 48 M Daily 1.10% 1.11%
    Jumbo 1.15% 1.16%

*The rates shown for this account may change after the account is opened.
**The annual percentage yield (APY) assumes funds will remain on deposit for a full year at the listed rate or until maturity, whichever is less.
Some of the accounts listed may require a minimum daily balance and/or impose a penalty for early withdrawal.
Fees and other conditions could reduce earnings.

APY IS PERCENTAGE RATE REFLECTING THE TOTAL AMOUNT OF INTEREST PAID ON AN ACCOUNT BASED ON THE INTEREST RATE AND FREQUENCY OF COMPOUNDING FOR A 365 DAY PERIOD