Personal savings and investment accounts can be critical to your long-term financial success and security. That’s why Bank of Winnfield offers a number of options to help you set aside money for unexpected expenses and emergencies or simply to build a nest egg.
Regular Savings Account
Designed for customers who want to begin or maintain a regular savings plan.
- Minimum to open $100
- Two withdrawals per month at no charge. If minimum balance for the month falls below $200, additional withdrawals are $2 each. If balance remains above $200, there is no charge for additional withdrawals.
- $25 fee for accounts closed within 90 days
| Minimum Balance | Service Charge |
|---|---|
| $25 or more | No charge |
| Less than $25 | $2 a month |
Certificates of Deposit(CD)
If you’re looking for an FDIC insured investment paying a higher interest rate, a Certificate of Deposit may be right for you. We can customize a certificate of deposit to meet your needs with maturities from 31 days to 4 years.
- Minimum to open $1000
- Certificates of Deposit of $100,000 or more receive a higher rate of interest
- Penalties are assessed for early withdrawals
Christmas Club Account
Designed for customers who want to save for the holidays.
- Minimum to open $20
- No partial withdrawals are allowed
- $5 fee for accounts closed before October 31
- Interest accrued will be forfeited on accounts closed before October 31
- Checks will be issued and mailed to customers after November 1
Individual Retirement Account (IRA)
Start saving for your future by opening an Individual Retirement Account. Regular IRAs and Roth IRAs are available. See a new account representative for details.
Student Checking
If you are a high school or full-time college student age 18 or older, we have a checking account just for you.