Additional Services

  • Instructions on Receiving Wires

    All wires are to be sent through First National Banker's Bank with the instructions as follows:

    • Receiving Bank - First National Banker's Bank
    • Routing Number - 065403370
    • Beneficiary Bank - Bank of Winnfield
    • Account Number - 111100844
    • Beneficiary - Your Name
    • Account Number - Your account number

    For questions, please call Rita Maxwell or Kathy Dauzat in the Bookkeeping Department at 318-628-2167.

  • Touch-Tone Teller

    Telephone Banking Service – 318-628-2222

    The Bank of Winnfield has made banking easier with our 24 hour, 7 day a week account information line. With Touch-Tone Teller, you can quickly and easily:

    • Make account balance inquiries
    • Determine the last six transactions on your account
    • Verify deposit and check transactions
    • Verify interest paid and earned information during tax time
    • Transfer funds between designated checking, savings and loan accounts (personal banking only)

  • Automated 24-Hour Banking

    For your convenience, our Automated Teller Machine is open 7 days a week, 24 hours a day. Transactions available through our ATM service are: deposits to checking or savings accounts; cash withdrawals; transfers from savings accounts to checking accounts; balance inquiries; and loan payments. Your debit/ATM card can be used nationwide wherever you see the Pulse, Nyce, or Cirrus names. Your card may also be used for point of sale transactions at participating merchants. This service is offered at no charge to our customers when using our ATM. If you use your card at other banks' ATMs, the cost is $1 per transaction. (You may also be charged a fee by the operator of the other ATM). Ask our new accounts representatives for more information.

    • $1 charge for each ATM withdrawal at other ATMs
    • Replacement card fee of $5 per card
    • Pin Replacement fee of $3.00

  • Online Banking

    We are committed to providing you with the latest banking technology, including internet banking. You can enroll online by choosing the sign up for internet banking tab on the home page. With this service, you can:

    • View your account history
    • Pay bills*
    • Reorder checks
    • View your electronic statement
    • Access account information
    • Make funds transfers (including loan payments)*

    * Restricted to personal accounts only

  • E-statements

    An e-statement is an electronic copy of your monthly statement. It’s convenient, time-saving, and eliminates document storage hassles. After you sign up, you will receive an email when your statement is available. You can then go to our Internet banking service and review or even print your statement. Your online account will include all your statements from the time you signed up to the present.

  • Bank by Mail

    Envelopes and deposit slips are provided by the bank for your convenience. This service is beneficial for customers who are unable to do their banking during regular business hours.

  • Night Depository

    Our Night Depository allows customers to deliver deposits and loan payments to the bank during non-banking hours.

  • Fax Service

    We offer fax service to customers and non-customers who need to send or receive documents quickly. Charges are:

    • $2 for the first page
    • $1 for each additional page

  • Overdraft Protection

    Put an end to needless worrying about overdrafts by protecting your checking account with overdraft protection. This service allows transfers from other checking or savings accounts to cover overdrafts.

    • $3 monthly charge
    • $5 charge per transaction
    • Transfers are made in increments of $100
    • No partial transfers allowed
    • Certain restrictions apply to the number of transfers made from savings accounts

  • Service Fees

    Safe Deposit Box Annual Fee

    Size Annual Fee
    3 in x 5 in $25
    5 in x 5 in $35
    3 in x 10 in $45
    5 in x 10 in $60
    10 in x 10 in $75

    All Other Fees

    Type Amount
    Dormant account fee $1 per payment cycle
    Stop payment fee $28
    Insufficient funds fee* ** $28
    Overdraft fee* ** $28
    Insufficient funds/overdraft fee
    (for items $10 or less, consumer accounts only)
    $10
    Visa check card/ATM card replacement $5
    PIN replacement $3
    Account research $15/hr | $0.50/copy
    Statement reconciliation $15/hr
    Image statement reprint $5
    Account printouts (temporary statements) $2
    Chargeback item $2.50
    Check cashing Customers - no charge
    Non-customers - $1 per $100 ($3 minimum)
    Money orders $3
    Cashier's check Customers - $5
    Non-customers - $10
    Notary fee Customers - no charge
    Non-customers - $10
    Telephone transfers $2
    Travelers Cheques $1 per $100
    Zipper bags $3
    Night deposit bags Small $20
    Large $30
    Collection items Outgoing $15 + cost
    Incoming $15
    Wire transfers Incoming
    Customers - no charge
    Non-customers $20

    Outgoing
    Customers $15
    Non-customers $20
    International ATM/debit card transaction fee 1% pass thru from Visa

    * An insufficient funds item or overdraft fee item may be created by check, in-person withdrawal, ATM withdrawal, or other electronic means.
    **There will be no fee assessed for an item that creates an overdraft of $10 or less for consumer customers only.