New Businesses

The Bank of Winnfield welcomes new businesses and strives to provide all the financial products and services you need to help your business succeed. We can provide you with a loan to purchase real estate or a building, buy equipment, expand your business, and much more.

You’ll find a variety of checking, savings, and investment options to meet the specific needs of your business. As part of our online banking services, we can also provide your business with cash management services for a monthly fee – including handling your payroll, accounts payable and accounts receivable.

For friendly, helpful service combined with all the conveniences of modern banking, you can trust the Bank of Winnfield for your business banking needs.


Account Types

  • Regular Business Checking

    Designed to meet your business needs.

    Minimum Balance Service Charge
    $2,500 or more No charge
    Less than $2,500 $7.50
      Minimum to open $100
      $25 fee for accounts closed within 90 days
  • NOW Business Checking**

    Offers both an interest bearing account and check writing privileges.

      Minimum balance $2,500
      Balances below the $2,500 minimum during the statement cycle are charged a $8.50 service charge
      $25 fee for accounts closed within 90 days
  • Super NOW Business Checking**

    Provides both checking account privileges and a higher paying interest-bearing account.

      Minimum balance $10,000
      Balances below the $10,000 minimum during the statement cycle are charged a $7.50 service charge
      $25 fee for accounts closed within 90 days
  • Money Market Business Checking

    Earn a higher rate of interest by opening a Money Market Investment Account available. Service charges are base on your minimum monthly balance.

    Minimum Balance Service Charge
    $2,500 or more No charge
    Less than $2,500 $5
      Minimum to open $100
      Monthly statements
      Withdrawals may be made in person, by messenger, or by mail any number of times per month. Other withdrawals are restricted by law. Withdrawals exceeding these restrictions cost $15 per item.
      $25 fee for accounts closed within 90 days
  • Regular Business Savings Account

    Designed for business customers who want to begin or maintain a regular savings plan.

    Minimum Balance Service Charge
    $25 or more No charge
    Less than $25 $2/month
      Minimum to open $100
      Two withdrawals per month at no charge. If minimum balance for the month falls below $200, additional withdrawals are $2 each. If balance remains above $200, there is no charge for additional withdrawals.
      $25 fee for accounts closed within 90 days
      Withdrawals may be made in person, by messenger, by mail, or ATM (Kitty) any number of times per month. Other withdrawals are restricted by law.
  • Certificates of Deposit

    If you're looking for an FDIC insured investment paying a higher interest rate, a Certificate of Deposit may be right for you. We can customize a certificate of deposit to meet your needs with maturities from 31 days to 4 years.

      Minimum to open $100
      Certificates of Deposit of $100,000 or more receive a higher rate of interest
      Penalties are assessed for early withdrawals
  • Commercial Loans

    We offer commercial loans for virtually anything you may need, including:

      Automobile
      Travel trailer
      Tractor
      Logging equipment
      Commercial real estate
      Interim construction

    We invite you to stop by our main branch to meet with a loan officer to discuss your needs – or simply contact us for more information. Please note all loans are subject to credit approval.

    Bank of Winnfield is an Equal Opportunity and Equal Housing Lender

* Subject to approval
** Partnerships and corporations are prohibited by law from having NOW accounts.

New Accounts Team
Paula J. Lewis

Paula J. Lewis
318-628-4677 ext 234
Assistant Cashier and New Accounts Department Supervisor/Main Branch

Angela H. Harrel

Angela H. Harrel
318-648-1362 ext 401
Assistant Vice President/Northside Branch Manager

Our Lending Team
Robert P. Heard (Buddy)

Robert P. Heard (Buddy)
(NMLS # 409116)
318-628-4677 ext 226
Bank President/CEO/Member of the Board of Directors
Loan Officer

Kimberly H. Nevils

Kimberly H. Nevils
(NMLS #409114)
318-628-4677 ext 228
Senior Vice President/Chief Lending Officer/Member of the Board of Directors

V Matt Milam, III

V Matt Milam, III
(NMLS #409117)
318-628-4677 ext 239
Vice President/CRA Coordinator Representative/Loan Officer